The HECM is the FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity to use for home maintenance, repairs, or general living expenses. HECM borrowers …

Jun 15, 2025 · A home equity conversion mortgage (HECM) is a type of reverse mortgage that allows seniors 62 and older to convert the equity in their homes into cash for expenses, retirement income, …

4 days ago · HECM loan limits rise again for 2026. Find out how the new maximum value affects your reverse mortgage calculation and equity access.

Aug 12, 2024 · A home purchase HECM gives homeowners a chance to buy a new primary residence without taking out a traditional mortgage.

Jul 13, 2025 · What Is a HECM (Home Equity Conversion Mortgage)? A HECM is the FHA-insured reverse mortgage for homeowners age 62 or older that allows you to access part of your home …

5 days ago · The Home Equity Conversion Mortgage (HECM) is the only reverse mortgage program insured and regulated by the Federal Housing Administration (FHA). It allows homeowners aged 62 …

4 days ago · One such loan program is the FHA mortgage reverse loan, also known as the Home Equity Conversion Mortgage (HECM). Just like every other reverse mortgage loan, the FHA HECM loan …

4 days ago · FHA raises the 2026 HECM limit to $1,249,125, which is a $39,375 increase from last year and marks the 10th straight year of increases.

Unlock the financial potential of your home with a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage.

Jan 23, 2025 · What is a HECM? A home equity conversion mortgage, or HECM, is a reverse mortgage loan that’s insured by the Federal Housing Administration (FHA), which is part of the Department of …