Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless ...

A good credit score is essential. It shows lenders how responsible you are, and it influences your ability to get loans, ...

Federal Reserve data confirms 48% of American loan applicants face rejection in 2025, forcing millions toward predatory payday lenders charging 400-600% APRs. RadCred, America's first AI-powered loan ...

44% of people polled in a recent survey found errors on their credit reports. Inaccuracies or even fraudulent accounts can ...

NEW YORK (AP) — Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

A clear, step-by-step guide to spotting mistakes in your credit file, getting them corrected and protecting your financial ...

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...